Cash flow forecasting for real life

Give your money
a roadmap.

LedgerOS shows you where every dollar is going and where it will be next week, next month, and beyond. Built for people who have unpredictable income.

“The only way to get on top of your finances is to get out from under them.”

What you get

Cash flow forecasting

See your projected balances day-by-day. Know exactly when money gets tight before it happens.

Variable income support

Gig workers, hourly, freelance — LedgerOS adapts to income that changes week to week.

Household sharing

Multiple earners, one picture. Share accounts with your partner while keeping things clear.

Debt payoff tracking

Visualize payoff timelines and see how extra payments accelerate your progress.

Goal tracking

Set savings goals, track contributions, and get alerts when you're falling behind.

Bill reminders

Never miss a due date. Recurring bills are detected automatically from your transactions.

Why LedgerOS?

  • See exactly where every dollar goes — and where it will be next month.
  • Bank-grade security with passwordless one-time code authentication.
  • Share finances with your household while keeping what's private, private.
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